What to do in GTA Online when you have little time or little cash?
Not everyone has two hours free, or a few million to buy a first business. Here is what pays the most playing solo, buying nothing first.
Figures checked on October 8, 2026.
How the figures are calculated
In short: with 30 minutes ahead, playing solo and buying nothing first, the top-ranked activity is “Time Trial”, at about $857,143 per hour.
In under 30 minutes
For a short moment: activities that finish fast, with no crew and no purchase needed first.
The other short activities, ranked for your time and your crew
See my rankingOver an evening, up to 1 hr 30
A little longer, still solo and with no purchase: enough to fill an evening.
The evening-long activities, ranked for your time and your crew
The more you tell us, the more your ranking looks like you
This page gives the general answer. Your plan starts from you, and everything you fill in makes it more precise:
Your cash : the ranking sets aside what you cannot afford yet and lifts what pays the most with what you have.
What you own : it counts what is already unlocked and does not make you buy again what you have.
Your crew : solo, two or four players is not the same list.
Your time : it keeps only what fits your evening.
Your goal : it puts everything back in order to get there, and tells you what to buy first.
After a few questions, first place is no longer necessarily the one shown here: it is yours.
See my rankingWhat next?
These activities need no purchase, but they are not the most profitable: the biggest payouts come from a first purchase, a heist or a business. The VicePeak plan tells you what to buy first based on your cash.
This page is the general one. Your plan is about you.
Tell VicePeak three things: your plan builds itself in front of you, with figures worked out for your game.
Your ranking, just for you. Recalculated from your cash, what you own, your crew and your time. What ranks first here can be far behind for you.
Your first purchase, and the next. What to buy with your money, in what order, with the payback time of each purchase.
Short steps. A plan in ten steps at most: the activities to run and their order, with nothing to look up elsewhere.
A plan that moves with you. When you finish it, the next one takes into account what you earned. Your progress and net worth stay tracked.
Analyses before you buy. The analysis shows what to play and what to buy to reach what you are after, vehicles included.